Beijing prosecutors called on banks to review credit card applications more carefully, a move prompted by a recent spike in fraud.
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Credit card fraud accounted for most of the more than 1,000 economic crime cases that courts in the national capital dealt with from 2010 to 2012, and prosecutors expect the number to keep rising.
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Failing to pay balances was the most common offense, while most of the others involved fraudulent credit card applications, the city procuratorate said.
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In the past two years, the Chaoyang district has prosecuted 660 people suspected of credit card fraud, while the Xicheng district has prosecuted 264.
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Banks lack a database they can share with information on clients' credit, so many people can apply for credit cards without all the required documentation, even after they run up a lot of debt.
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All the prosecutors interviewed said many people have no awareness of credit card fraud and don't realize that it's a crime.Â